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Real estate can sometimes seem complex. At Axic SA, we are committed to making the essential concepts clear, accessible and understandable.

Through these property benchmarks, we share our experience in the field to help you better understand market mechanisms and make informed decisions with complete peace of mind.

The essential concepts

Condominium ownership

PPE is a very common form of ownership in Switzerland, particularly for flats. It allows each owner to own a private lot while sharing the common areas of the building.

Why it matters

Condominium ownership entails rights, but also obligations, particularly with regard to charges, renovation funds and collective decisions.

The Axic Council

Before purchasing a flat, it is essential to analyse the regulations, minutes and the state of the renovation fund.

Market value

The market value corresponds to the price at which a property can reasonably be sold on the market at a given time.

Why it matters

An accurate valuation enables you to sell within a controlled timeframe and avoid undervaluing or overvaluing your property.

The Axic Council

A reliable valuation is based on an analysis of the market, the location, the condition of the property and its specific characteristics.

Property yield

Yield measures the profitability of a property, usually expressed as a percentage.

Why it matters

It enables the performance of an investment to be assessed and different assets to be compared.

The Axic Council

Yield must always be analysed taking into account costs, anticipated work and long-term potential.

Rental value

The rental value is the theoretical rent that a property could generate on the market.

Why it matters

It is used in particular to set a rent that is consistent and in line with local practices.

The Axic Council

A correctly set rent reduces the risk of rental vacancy.

Renovation fund

This is a financial reserve set up by the co-owners of a condominium to finance future works.

Why it matters

Insufficient funds may result in significant capital calls.

The Axic Council

It is essential to check the amount before making any purchase in a condominium.

Authentic deed

The authentic deed is the official document signed at the notary's office that finalises a property sale.

Why it matters

Without this document, the sale is not legally valid.

The Axic Council

Proper preparation of the file avoids delays or complications when signing at the notary's office.

Servitude

An easement is a right or restriction attached to a piece of land (right of way, pipeline, etc.).

Why it matters

It may impact the use or value of a property.

The Axic Council

Always check the land registry.

Frequently asked questions

What is the difference between property management and rental management?

Property management involves the overall management of a building, while rental management focuses primarily on tenant relations and the administrative aspects of the lease.

The Axic Council

The choice depends on the structure of your assets and your desired level of involvement.

When should you have your property valued?

An estimate is useful when selling, inheriting, divorcing, or simply to find out the value of your assets.

The Axic Council

Regular estimates enable you to anticipate and make strategic decisions at the right time.

Is it possible to sell a property occupied by a tenant?

Yes, a property can be sold with an existing lease. The lease will be taken over by the new purchaser.

The Axic Council

The tenant's situation must be clearly presented to potential buyers.

What are the costs associated with buying property in Switzerland?

These include notary fees, transfer duties and mortgage schedule adjustments.

The Axic Council

Include these costs in the overall budget from the outset of the project.

How to set a compliant rent?

The rent must comply with the legal framework and local market practices.

The Axic Council

A professional analysis avoids disputes and ensures a healthy tenancy relationship.

What is net yield?

Net yield corresponds to actual income after deduction of expenses, maintenance costs and taxes.

The Axic Council

It is the most reliable indicator for assessing an investment.

These benchmarks are based on more than 30 years of experience in the Swiss property market.

Our goal is to provide you with clear, reliable and useful information, so that we can support you with transparency and peace of mind.